Viva Credit® is offering the line of credit. It takes only a few minutes to apply, then you get a quick approval and receive up to 3000 Lei immediately, all without collateral, guarantors or proof of income from your employer. If you are a new customer, you get 0% interest for the first 30 days. We know that when you need money immediately, every minute counts, which is why we created this type of loan. Within 30 minutes of the loan approval, they will the have money in their bank accounts.
Viva Credit® is offering a line of credit, and this aspect offers to our customers the following advantages:
less bureaucracy. They sign the contract once and then they can use the credit limit without any further verification processes and paperwork.
the application is completed online in a few minutes and is approved on the spot.
they can borrow, between 100 Lei and 3000 Lei, which they have at their disposal all the time.
they can withdraw money whenever they want, without going through a new analysis process and without signing a new contract. I can also withdraw money several times in the same month.
they will receive the money in their bank accounts within 30 minutes.
as long as they don't use the money, it doesn't cost them anything. Zero!
when the due date is set, the client pays the amount he withdrew + the interest accrued until that moment.
if he does not have all the money at maturity, he can repay only 10% of what he used + the related interest.
they can return the money at any time without any fees or other penalties.
the refunded money will be available again in the client's account and he will be able to withdraw it when he needs it.
IMPORTANT !!! Customers receive 0% interest in the first 30 days
Why choose Viva Credit®?
Speed - apply online and get your loan within 30 minutes of applying.
Flexibility - choose exactly the amount you need (between 100 Lei and 3000 Lei).
Transparency - from the very beginning, we let you know how much you will pay for the money you borrow. Nothing changes while you have the loan.
Early repayment - you can repay the loan at any time. No penalties and no extra fees!