PRODUCT REVIEW
Zonky can now lend money within 5 minutes of a user filling out an application.
Zonky.cz is an online service where people lend money to each other. They can get loans from people who are borrowing money from each other. Here you are not in a bank, but among real people. The whole loan process is pleasant, we talk to you about everything and we don't hide anything from you. Zonky will connect you with people you'd like to meet and look after you throughout your loan.
REPRESENTATIVE EXAMPLE:
The lowest interest rate on Zonky is 4.99% p.a. and more than ½ of our customers with a loan of CZK 150,000 get an interest rate of 5.99% p.a. on Zonky. In total, the customer pays CZK 177 416 over 5 years.
Ideal loan seeker: Rather male, high school, employed, 25 - 40 years old, income 20 - 30K
Commission model: Commission 1.5% for a loan without insurance, commission 2% if insurance is also arranged.
Important information about conversions loading:
In the conversion report you will see a lead - a record of a completed loan application. However, you will always know its final status, including any final amount and reward (depending on whether or not the loan was insured), after the update based on reports from the advertiser. This is usually on a weekly basis, but no later than 60 days after the application.
PRODUCT INFO
TYPE
NOTE / INFO
amount
20.000 - 1.200.000 CZK
maturity
12 - 120 months
remittance method
transfer (immediately, max. 1 day)
must be an employee
no (can also be self-employed)
Min. income
no
Receipt of income
No, individually
checks registry
yes
registration required
yes
purpose
no purpose
processing time
approval within 2 minutes, money in the account within 5 minutes
can be completed online
yes
free early redemption
yes
Provision fee
yes
Citizenship
Czech Republic
interest rate
4.99% - 19.99%
Age limit/range
18+
Bank account
yes
CONDITIONS OF PROMOTION:
Type of traffic
STATUS
Note
Web
yes
KW ban in domain
Mailing
no
SEM
yes
bidding on TM KW
Social
yes
Incentives
no
Cashback
yes
Pop up/under
yes (tab/under no)
Own creatives
yes
pre-approved only
Multiple actions from 1 IP
yes
Cookie validity
45 days